Learn about Hockey Canada's Insurance Program

Class leading coverage for hockey players

Insurance is one important method of handling claims, but only when it is practical, possible, and cost-effective. Hockey Canada has engaged what it feels is an effective insurance carrier who knows the needs of our organization for policy coverage in the areas of commercial general liability, directors and officers’ liability, and accidental death and dismemberment coverage.

In addition to the commercial insurance policies, Hockey Canada provides Major Medical/Dental secondary compensation, which is designed to assist registered participants with medical and dental expenses when they have used up all the insurance available from their private insurance, or if the participant doesn’t have any private insurance.  This Major Medical/Dental secondary compensation has specified limits to the amount that it will reimburse for expenses that the participants have had to pay.

The insurance premiums that Hockey Canada pays, and the insurance-related fees that it collects are based upon the total membership of players in Hockey Canada.  The continual focus on safety by Hockey Canada’s Member branches, minor hockey associations and membership all help to keep the premium affordable.

All the registered participants of Hockey Canada can assist in keeping our exposure to claims to a minimum by practicing risk, conduct and safety management on an ongoing basis. We need to continue to work together to stress strong skill development, effective rules and enforcement, and respect in the game. By growing our efforts in these areas, we will continue to keep our game safe, recruit and retain players, parents, and volunteers.

Risk Management and Insurance Fees

Each Hockey Canada Participant pays into the Hockey Canada Insurance Program or has a fee paid on his/her behalf.
This fee covers the following: 

• liability insurance 
• accidental death and dismemberment insurance
• major medical/dental secondary compensation
• risk management, safety, and administration fees
• directors and officers’ liability insurance

Details of Hockey Canada’s Insurance Program

The details of the Insurance Program can be found in the documents in the following link:

» Insurance Program Downloads